Affordable health insurance for Americans who qualify based on income, earning less than $50,000 per year
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*4 out of 5 of Our Customers are Eligible For Health Insurance
Find plans from the nation's top insurance companies in your state and explore the coverage options they offer.
Why choose Myhealthy Family?
4 out of 5 Households are Eligible
We are able to find $0 Premium Health Insurance policies for the majority of our clients.
Comprehensive Network Access
Connect with top medical professionals in our expansive healthcare network.
Help Is Here When You Need It
Chat or call a licensed Reliasure agent to discover plans in your area that match your specific needs.
Compare Plans & Enroll in 3 Easy Steps
1
Check Your Eligibility
Enter your zip code, answer a few easy questions. It takes just 2 minutes to complete the web form and confirm your information.
2
We’ll search for a $0 Premium Health Insurance plan for you
Our form will match you to the best policy in your area.
3
Your coverage will be confirmed
Once accepted, give us a call to complete your offer.
Prefer to speak with an expert?
Most people don’t know that they qualify for a $0 Premium Health Insurance plan, but my healthy friends has helped thousands of people to lower their premiums since 2014. Four out of 5 households do not need to pay a monthly premium to access healthcare.
FAQs
The comprehensive healthcare reform law, known commonly as ACA or Obamacare, requires qualified insurers to provide individual health insurance plans to enrollees that meet the minimum essential coverage requirements. These plans are designed to make healthcare more affordable and to provide coverage to everyone, including those with pre-existing conditions.
With an ACA health plan, you pay a monthly premium and typically, a co-pay when you visit your doctor. When choosing your plan, it’s important to look at the deductible, which is the amount of money you pay before your insurance “kicks in,” and your out-of-pocket maximum, which is the total amount of money you pay annually before your insurance covers you 100%.
Also, keep in mind, that while all ACA health insurance plans include dental and vision coverage for children, they may not include it for adults. If you need vision and dental coverage, and your plan doesn’t include it, you’ll have to purchase it separately.
Fixed indemnity plans aren’t traditional health insurance coverage. These plans are designed to supplement your health insurance by reimbursing you for out-of-pocket expenses you pay on covered medical treatments and procedures.
For example, if your health insurance has a $500 deductible for emergency room visits, this is what you pay if you receive treatment at the ER. Then, you can submit your receipts to the provider who manages your fixed indemnity plan for reimbursement.Keep in mind, fixed indemnity plans don’t cover pre-existing conditions. In fact, they typically have a list of specific procedures and medical treatments that are covered, so make sure you understand when you’re reimbursed and when you aren’t before you buy.
Also, the amount of costs reimbursed to you could affect your Medicaid eligibility (if applicable).
Anyone that you file your taxes with (ex: your spouse). Or anyone you claim as a dependent (ex: your child).
Community/cost-sharing plans are not real health insurance plans. These plans are designed to supplement your health insurance in an effort to help you manage costs.
When you purchase a cost-sharing plan, you aren’t buying health insurance. Instead, you’re buying into a community plan that pulls everyone’s monthly payments together and uses that money to help pay for its member’s out-of-pocket medical expenses.
Keep in mind, each program has specific guidelines. Before you buy, make sure you know what type of medical expenses you can get reimbursed for.